Merrick Bank Rip Off! Omg they are terrible! Internet

 Do not apply for or use any Merrick Bank credit cards period! First of all, they will definitely tempt you and reel you inif you have bad credit. That's who they target. And they'll give you a nice sized line of credit and of course you'll take it because nobody else will give you a chance. Don't do it!!!!! OK, if you do decide to do it, make sure you pay these people off ASAP. Don't make minimum payments just pay it off. OK, first, when you make a payment, they'll send it through, tell you thank you for your payment, it comes out of your account. OK. Cool. Next thing you know they're calling talking about your payment was sent back so they're charging you an extra $35 late fee. Like wtf!? How? You know what they do!???? THEY send the money back to your account so they can charge you extra!! These people are ridiculous!!!! OK next... My cards and cash were stolen-- well my whole purse and my autistic daughter's iPad, from out of my car while I was literally standing there pumping gas and my kids were asleep in the back! Yes! These people drive up beside me, one got out and opened my passenger door and stole my purse and stuff while I was turned towards the gas pump. Like omg who does that!? Anyway, they used my cards within 10 minutes of taking my stuff. Every other company refunded my money and gave me a new card. Merrick promised to do it. But never did. They told me OK we will send you a form via mail and you have to return it. Ummm I got a letter in the mail saying the form is coming next. That's all I ever got. When I called they kept saying the same thing. When I got my bill I got a letter with it saying to please pay the bill as usual including the disputed amount and after they get the form they never sent, back from me, they'd refund me my money!!! What!? Are you insane!? Ummmm cancel this card now! And no im not paying you money someone stole from me. Needless to say, I had to get an attorney to get them to do right. In the end, they stole $600 from me and my last bill was like $1500. Wtf!? I had to get a lawyer. These people are scam artists. The devil is in control in America!!