Ashley Furniture and RAC Acceptance now Ashley furniture homestore Acceptance now RAC Acceptance now Misleading information, wrong explanation of RAC contract, no details on exact payments in contract tulsa Oklahoma

Purchased bedroom set furniture from Ashleys tulsa owned by mathis brothers.

The sales person and the Acceptance center person told lies to sell I bought furniture from ashleys store for $3000 + delivery and tax.

I was told by the RAC employee at store that taking RAC will improve my credit. The person said and i quote "I can keep making extra payments to reduce principal and pay off early without paying interest"

Big lie. the contract page is not clear and they said i will receive more details after i sign off in the mail. Didnt receive anything except the same page.

I called up in Dec mid and they said I still owed $500.

I kept on making extra payments and paid whole amount in 6 months.

Now when I call, the store says, I still owe $2500. Apparantly whatever i paid did not apply to principal.

They dont have the option or ability to tell me what my monthly payment was applied to. The person said he can giving in writing that he dosent know and cant tell me what portion of my payment was being applied to principal. Apparantly its a SECRET.

Only thing they tell me is to refer to a chart and that chart is what the first person explained said, that i could make early payments. So, now its ethically and morally wrong to charge me $5500.00 for a crappy furniture what originally was 3000. Interest or whatever u call it extra payment charged now: $2500 extra taken for now at 7 months of payment.